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I used to bank with BofA but I got divorced and I closed that account. I was looking for another bank but I didn't know who to open my account with I was undecided about First Bank or Us Bank. I chose Us Bank and I am so glad. They have the friendliest people that works there. I love to use their debit card because it pays me cash back. When I use another atm when I am in need of cash they automatically refund my fee that I am charged. I wouldn't bank with anyone else.