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They can go to hell. Trying to work out a pay plan. They said no and took my car. I was late 10 days one time. They did not remove the car for 1 year from my credit. On my credit it said I had an open loan. Also I had to report the tags stolen, because they tossed then away. Ask for repo papers to show to a real dealership, they said come in. When I did, I had to wait for over 3 hours and then they said "Sorry we can not help you now. Please come back later". The white guy was the only one that was helping me. The manager was talking to me like I was on crack. Because I was black I guess. I will tell you this, DO NOT GO TO JD BYRIDER IN CHARLESTON. THEY WILL MESS UP YOUR 1. CREDIT 2. DRIVER LIC 3. YOUR MONEY!!!!!!!!!!!!!!!!!